Mortgage refusal because of spray foam in the roof
Why it happens here
Lenders treat spray foam as a risk because it can hide structural problems and trap moisture. In Hartlepool Town Centre, where many roofs are older, surveyors are quick to flag it. Once flagged, the lender will not proceed until the foam is removed.
Our approach
We remove the foam, inspect the timbers, and provide a written completion report that satisfies most lenders. We have helped dozens of local sales complete after a refusal, usually within three weeks.